/* ITLex — design system
   Brand: deep navy + gold. Light, dense, institutional.
   ------------------------------------------------------------------ */

/* ---------- Fonts (self-hosted, font-display: swap) ---------- */
@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-latin-ext-400-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-cyrillic-400-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin-500-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-latin-ext-500-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-cyrillic-500-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-latin-ext-600-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-cyrillic-600-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-latin-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-latin-ext-700-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-cyrillic-700-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/source-serif-4-latin-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/source-serif-4-latin-ext-600-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/source-serif-4-cyrillic-600-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/source-serif-4-latin-700-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/source-serif-4-latin-ext-700-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/source-serif-4-cyrillic-700-normal.woff2) format('woff2');unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}

/* ---------- Tokens ---------- */
:root{
  --ink:#101E3A;
  --navy:#16294A;
  --navy-2:#1D3560;
  --brand:#1B3C6E;
  --brand-700:#14305A;
  --gold:#C9972F;
  --gold-600:#A87C1D;
  --gold-300:#E3BC6B;
  --paper:#FFFFFF;
  --surface:#F6F8FB;
  --surface-2:#EAEFF6;
  --line:#DFE5EE;
  --line-strong:#C6D0DE;
  --text:#1A2438;
  --muted:#5D6B83;
  --ok:#0F7B5F;
  --warn:#9A6A00;

  --radius:10px;
  --radius-lg:14px;
  --shadow-sm:0 1px 2px rgba(16,30,58,.06), 0 1px 3px rgba(16,30,58,.05);
  --shadow:0 4px 16px rgba(16,30,58,.07), 0 1px 3px rgba(16,30,58,.05);
  --shadow-lg:0 24px 60px rgba(16,30,58,.14);

  --container:1160px;
  --container-narrow:760px;
  --gutter:20px;

  --step--1:clamp(.82rem,.8rem + .1vw,.875rem);
  --step-0:clamp(1rem,.97rem + .14vw,1.0625rem);
  --step-1:clamp(1.125rem,1.08rem + .22vw,1.2rem);
  --step-2:clamp(1.35rem,1.26rem + .42vw,1.6rem);
  --step-3:clamp(1.6rem,1.44rem + .78vw,2.1rem);
  --step-4:clamp(2rem,1.7rem + 1.5vw,3rem);
  --step-5:clamp(2.4rem,1.9rem + 2.3vw,3.75rem);
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.01ms !important;transition-duration:.01ms !important}}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  font-size:var(--step-0);
  line-height:1.65;
  color:var(--text);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{font-family:'Source Serif 4',Georgia,'Times New Roman',serif;font-weight:600;line-height:1.18;letter-spacing:-.012em;color:var(--ink);margin:0 0 .5em}
h1{font-size:var(--step-5)}
h2{font-size:var(--step-3)}
h3{font-size:var(--step-1);line-height:1.3}
h4{font-size:var(--step-0);font-family:Inter,sans-serif;font-weight:700}
p{margin:0 0 1em}
a{color:var(--brand-700);text-decoration:none}
a:hover{color:var(--gold-600);text-decoration:underline;text-underline-offset:3px}
ul,ol{margin:0 0 1em;padding-left:1.15em}
li{margin:.3em 0}
strong{font-weight:600;color:var(--ink)}
hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
::selection{background:#E7EDF7;color:var(--ink)}

/* ---------- Layout ---------- */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:var(--gutter)}
.narrow{max-width:var(--container-narrow);margin-inline:auto}
.section{padding:clamp(48px,6vw,84px) 0}
.section--tight{padding:clamp(32px,4vw,52px) 0}
.section--surface{background:var(--surface);border-block:1px solid var(--line)}
.section--ink{background:var(--ink);color:#DCE7F2}
.section--ink h2,.section--ink h3{color:#fff}
.section--ink p{color:#B7C7DA}
.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:12px 18px;z-index:200;border-radius:0 0 8px 0}
.skip:focus{left:0}

.sectionHead{max-width:760px;margin-bottom:clamp(24px,3vw,40px)}
.sectionHead p{color:var(--muted);font-size:var(--step-1);margin-bottom:0}
.eyebrow{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--gold-600);margin-bottom:12px}
.section--ink .eyebrow{color:var(--gold-300)}

/* ---------- Header ---------- */
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header__inner{display:flex;align-items:center;gap:16px;min-height:72px}
.brand{display:flex;align-items:center;flex:0 0 auto;text-decoration:none;color:var(--ink)}
.brand:hover{text-decoration:none;color:var(--ink)}
.brand__logo{height:40px;width:auto;display:block}
.footer .brand__logo{height:44px;color:#fff}
.hero .brand__logo{color:#fff}

.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav a{padding:9px 12px;border-radius:8px;font-size:.9375rem;font-weight:500;color:var(--text);text-decoration:none;white-space:nowrap}
.nav a:hover{background:var(--surface-2);color:var(--brand-700);text-decoration:none}
.nav a.isActive{color:var(--brand-700);font-weight:600}
.nav a.isActive::after{content:"";display:block;height:2px;background:var(--gold);border-radius:2px;margin-top:4px}
.headerCta{display:flex;align-items:center;gap:10px;margin-left:8px}
.navToggle{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line-strong);background:#fff;border-radius:9px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:4px;padding:0}
.navToggle span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}
.navToggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.navToggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.navToggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

.lang{display:flex;align-items:center;gap:2px;margin-left:10px;padding-left:12px;border-left:1px solid var(--line)}
.lang a{padding:6px 8px;font-size:.8125rem;font-weight:600;color:var(--muted);border-radius:6px;text-decoration:none}
.lang a:hover{background:var(--surface-2);text-decoration:none}
.lang a.active{color:var(--ink);background:var(--surface-2)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:46px;padding:12px 22px;
  font-family:Inter,sans-serif;font-size:.9375rem;font-weight:600;line-height:1.2;
  border-radius:9px;border:1px solid transparent;cursor:pointer;white-space:nowrap;
  background:var(--brand);color:#fff;text-decoration:none;
  transition:background .16s ease,transform .16s ease,box-shadow .16s ease;
  box-shadow:var(--shadow-sm);
}
.btn:hover{background:var(--brand-700);color:#fff;text-decoration:none;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn:active{transform:translateY(0)}
.btn--ghost{background:#fff;color:var(--ink);border-color:var(--line-strong);box-shadow:none}
.btn--ghost:hover{background:var(--surface-2);color:var(--ink);border-color:var(--brand);transform:translateY(-1px)}
.btn--teal{background:var(--gold)}
.btn--teal:hover{background:var(--gold-600)}
.btn--onInk{background:#fff;color:var(--ink)}
.btn--onInk:hover{background:var(--surface-2);color:var(--ink)}
.btn--ghostInk{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn--ghostInk:hover{background:rgba(255,255,255,.1);color:#fff;border-color:#fff}
.btn--gold{background:var(--gold);color:#101E3A;border-color:var(--gold)}
.btn--gold:hover{background:#B98621;color:#101E3A}
.btn--sm{min-height:40px;padding:9px 16px;font-size:.875rem}
.btn--wide{width:100%}
.btnRow{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}

/* ---------- Hero ---------- */
.hero{position:relative;background:linear-gradient(157deg,#0C1729 0%,#16294A 55%,#1D3560 100%);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:url(pinstripe.svg);opacity:.5;pointer-events:none}
.hero::after{content:"";position:absolute;width:640px;height:640px;right:-160px;top:-220px;border-radius:50%;background:radial-gradient(circle,rgba(201,151,47,.20),transparent 66%);pointer-events:none}
.hero__inner{position:relative;z-index:1;padding:clamp(52px,7vw,96px) 0 clamp(44px,6vw,80px);display:grid;grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr);gap:clamp(32px,5vw,64px);align-items:center}
.hero h1{color:#fff;font-size:var(--step-5);margin-bottom:20px;max-width:17ch}
.hero h1 em{font-style:normal;color:var(--gold-300)}
.hero__lead{font-size:var(--step-1);color:#C4D5E6;max-width:56ch;margin-bottom:0}
.hero .eyebrow{color:var(--gold-300)}
.hero--inner .hero__inner{grid-template-columns:1fr;padding:clamp(40px,5vw,64px) 0 clamp(32px,4vw,48px)}
.hero--inner h1{max-width:22ch}

.heroTags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.tag{display:inline-flex;align-items:center;padding:6px 13px;border-radius:999px;border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.08);font-size:.8125rem;font-weight:500;color:#DCEAF7}
.tag--light{border-color:var(--line-strong);background:var(--surface);color:var(--muted)}

.heroFacts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.16);border-radius:12px;overflow:hidden;margin-top:36px}
.heroFacts div{background:rgba(10,26,47,.55);padding:18px 16px}
.heroFacts b{display:block;font-family:'Source Serif 4',serif;font-size:1.5rem;color:#fff;line-height:1.1;margin-bottom:4px}
.heroFacts span{font-size:.8125rem;color:#A9BED4;line-height:1.4;display:block}

.heroCard{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.16);border-radius:var(--radius-lg);padding:26px;backdrop-filter:blur(6px)}
.heroCard h2{color:#fff;font-size:var(--step-2);margin-bottom:6px}
.heroCard p{color:#B7C7DA;font-size:.9375rem}
.heroCard ol{counter-reset:hc;list-style:none;padding:0;margin:18px 0 0}
.heroCard ol li{counter-increment:hc;position:relative;padding-left:38px;margin-bottom:14px;font-size:.9375rem;color:#DCEAF7}
.heroCard ol li::before{content:counter(hc);position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:50%;background:rgba(201,151,47,.20);border:1px solid rgba(227,188,107,.45);color:var(--gold-300);font-family:Inter,sans-serif;font-size:.8125rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.heroCard ol li b{display:block;color:#fff;font-weight:600}

/* ---------- Page header (inner pages) ---------- */
.pageHead{background:linear-gradient(157deg,#0C1729 0%,#16294A 100%);color:#fff;position:relative;overflow:hidden}
.pageHead::before{content:"";position:absolute;inset:0;background-image:url(pinstripe.svg);opacity:.45}
.pageHead__inner{position:relative;z-index:1;padding:clamp(36px,5vw,64px) 0 clamp(32px,4vw,52px)}
.pageHead h1{color:#fff;margin-bottom:14px;font-size:var(--step-4);max-width:20ch}
.pageHead .lead{color:#C4D5E6;font-size:var(--step-1);max-width:62ch;margin-bottom:0}
.crumbs{font-size:.8125rem;color:#9DB4CC;margin-bottom:16px}
.crumbs a{color:#9DB4CC;text-decoration:none}
.crumbs a:hover{color:#fff;text-decoration:underline}
.crumbs span{margin:0 7px;opacity:.5}

/* ---------- Prose ---------- */
.prose{max-width:74ch}
.prose h2{margin-top:2.2em;margin-bottom:.55em;font-size:var(--step-2)}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.8em;margin-bottom:.45em}
.prose p,.prose li{color:#2B3A52}
.prose ul{list-style:none;padding-left:0}
.prose ul li{position:relative;padding-left:26px}
.prose ul li::before{content:"";position:absolute;left:6px;top:.72em;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.prose ol{padding-left:1.3em}
.prose ol li::marker{color:var(--brand);font-weight:600}
.prose blockquote{margin:1.6em 0;padding:4px 0 4px 22px;border-left:3px solid var(--gold);color:var(--muted);font-size:var(--step-1)}
.lede{font-size:var(--step-1);color:var(--muted)}

/* ---------- Cards ---------- */
.grid{display:grid;gap:20px}
.grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;transition:border-color .16s,box-shadow .16s,transform .16s;display:flex;flex-direction:column}
.card:hover{border-color:var(--line-strong);box-shadow:var(--shadow);transform:translateY(-2px)}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:.9375rem;margin-bottom:14px}
.card ul{list-style:none;padding:0;margin:0 0 16px;font-size:.875rem}
.card ul li{position:relative;padding-left:20px;color:var(--muted);margin:.4em 0}
.card ul li::before{content:"";position:absolute;left:4px;top:.68em;width:5px;height:5px;border-radius:50%;background:var(--gold)}
.card .cardLink{margin-top:auto;font-size:.875rem;font-weight:600;color:var(--brand-700);display:inline-flex;align-items:center;gap:6px}
.card .cardLink::after{content:"→";transition:transform .16s}
.card:hover .cardLink::after{transform:translateX(3px)}
.card__num{font-family:'Source Serif 4',serif;font-size:.875rem;font-weight:700;color:var(--gold);letter-spacing:.08em;margin-bottom:10px;display:block}
.card--flat{background:var(--surface);border-color:transparent}
.card--flat:hover{transform:none;border-color:var(--line)}

/* ---------- Steps ---------- */
.steps{list-style:none;counter-reset:st;padding:0;margin:0;display:grid;gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;grid-template-columns:repeat(4,minmax(0,1fr))}
.steps li{counter-increment:st;background:#fff;padding:26px 22px}
.steps li::before{content:"0" counter(st);display:block;font-family:'Source Serif 4',serif;font-size:1.5rem;font-weight:700;color:var(--gold);margin-bottom:10px;line-height:1}
.steps h3{font-size:1.0625rem;margin-bottom:6px}
.steps p{font-size:.875rem;color:var(--muted);margin:0}
.steps--2col{grid-template-columns:repeat(2,minmax(0,1fr))}
.steps--3col{grid-template-columns:repeat(3,minmax(0,1fr))}

/* ---------- Table ---------- */
.tableWrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-lg);background:#fff;-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:640px}
caption{caption-side:bottom;padding:12px 16px;font-size:.8125rem;color:var(--muted);text-align:left;border-top:1px solid var(--line)}
th,td{padding:13px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
thead th{background:var(--surface);font-family:Inter,sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover{background:#FAFCFE}
td strong{color:var(--ink)}

/* ---------- FAQ ---------- */
.faq{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:#fff}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:0}
.faq summary{padding:19px 52px 19px 22px;font-weight:600;color:var(--ink);cursor:pointer;list-style:none;position:relative;font-size:1.0625rem;line-height:1.4}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:22px;top:50%;width:10px;height:10px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-20%) rotate(-135deg)}
.faq summary:hover{background:var(--surface)}
.faq__body{padding:0 22px 20px;color:#2B3A52;font-size:.9375rem}
.faq__body p:last-child{margin-bottom:0}

/* ---------- Callouts ---------- */
.callout{border:1px solid var(--line);border-left:3px solid var(--gold);background:var(--surface);border-radius:0 var(--radius) var(--radius) 0;padding:20px 24px;margin:28px 0}
.callout p:last-child{margin-bottom:0}
.callout--warn{border-left-color:#C99A2E;background:#FDF9EF}
.callout__title{font-family:Inter,sans-serif;font-weight:700;font-size:.8125rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-600);margin-bottom:8px;display:block}
.callout--warn .callout__title{color:var(--warn)}

.checklist{list-style:none;padding:0;margin:0}
.checklist li{position:relative;padding-left:30px;margin:.55em 0}
.checklist li::before{content:"";position:absolute;left:2px;top:.42em;width:16px;height:16px;border-radius:4px;background:var(--gold);
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M13 4.5 6.5 11 3 7.5' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/14px no-repeat;
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'><path d='M13 4.5 6.5 11 3 7.5' fill='none' stroke='black' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/14px no-repeat}
.crosslist{list-style:none;padding:0;margin:0}
.crosslist li{position:relative;padding-left:30px;margin:.55em 0;color:var(--muted)}
.crosslist li::before{content:"—";position:absolute;left:4px;color:var(--line-strong);font-weight:700}

/* ---------- Split ---------- */
.split{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:clamp(28px,4vw,56px);align-items:start}
.split--even{grid-template-columns:repeat(2,minmax(0,1fr))}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(24px,3vw,34px)}
.sticky{position:sticky;top:96px}

/* ---------- Bio / credentials ---------- */
.bio{display:grid;grid-template-columns:200px minmax(0,1fr);gap:28px;align-items:start}
.bio__photo{width:200px;height:250px;border-radius:var(--radius-lg);object-fit:cover;background:var(--surface-2);border:1px solid var(--line)}
.creds{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.creds li{display:grid;grid-template-columns:210px minmax(0,1fr);gap:14px;padding:13px 18px;border-bottom:1px solid var(--line);font-size:.9375rem;margin:0}
.creds li:last-child{border-bottom:0}
.creds li:nth-child(odd){background:var(--surface)}
.creds dt,.creds .k{color:var(--muted);font-size:.8125rem;font-weight:600;letter-spacing:.03em;text-transform:uppercase;padding-top:2px}
.creds .v{color:var(--ink)}

/* ---------- Form ---------- */
.formCard{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(24px,3vw,32px);box-shadow:var(--shadow)}
.formCard h2{font-size:var(--step-2);margin-bottom:6px}
.formCard>p{color:var(--muted);font-size:.9375rem;margin-bottom:22px}
.field{display:block;margin-bottom:16px}
.field>span{display:block;font-size:.8125rem;font-weight:600;color:var(--ink);margin-bottom:6px}
.field>span .req{color:#B4402A;margin-left:2px}
.field input,.field textarea,.field select{
  width:100%;min-height:46px;padding:12px 14px;
  font-family:inherit;font-size:.9375rem;color:var(--text);
  background:#fff;border:1px solid var(--line-strong);border-radius:9px;
  transition:border-color .15s,box-shadow .15s;
}
.field textarea{min-height:118px;resize:vertical}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(27,60,110,.14)}
.field input::placeholder,.field textarea::placeholder{color:#9AACC2}
.fieldRow{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.consent{display:flex;gap:11px;align-items:flex-start;margin:6px 0 20px;font-size:.8125rem;color:var(--muted);line-height:1.5}
.consent input{width:18px;height:18px;min-height:0;flex:0 0 auto;margin-top:2px;accent-color:var(--brand)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.formNote{font-size:.75rem;color:var(--muted);margin:14px 0 0;line-height:1.5}
.formStatus{margin:14px 0 0;font-size:.875rem;font-weight:600;min-height:1.2em}
.formStatus[data-state="ok"]{color:var(--ok)}
.formStatus[data-state="err"]{color:#B4402A}

/* ---------- CTA band ---------- */
.ctaBand{background:linear-gradient(150deg,#0C1729,#16294A 62%,#1D3560);color:#fff;position:relative;overflow:hidden}
.ctaBand::before{content:"";position:absolute;inset:0;background-image:url(pinstripe.svg);opacity:.45}
.ctaBand__inner{position:relative;z-index:1;padding:clamp(40px,5vw,64px) 0;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:36px;align-items:center}
.ctaBand h2{color:#fff;margin-bottom:10px}
.ctaBand p{color:#B7C7DA;margin-bottom:0;max-width:56ch}
.ctaBand .btnRow{margin-top:0;justify-content:flex-end}

/* ---------- Contact strip ---------- */
.contactList{list-style:none;padding:0;margin:0}
.contactList li{display:flex;gap:12px;align-items:baseline;padding:11px 0;border-bottom:1px solid var(--line);font-size:.9375rem}
.contactList li:last-child{border-bottom:0}
.contactList .k{flex:0 0 92px;color:var(--muted);font-size:.8125rem;font-weight:600;text-transform:uppercase;letter-spacing:.04em}

/* ---------- Insights ---------- */
.postList{list-style:none;padding:0;margin:0;display:grid;gap:0;border-top:1px solid var(--line)}
.postList li{border-bottom:1px solid var(--line)}
.postList a{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:baseline;padding:26px 4px;text-decoration:none;transition:background .15s}
.postList a:hover{background:var(--surface);text-decoration:none}
.postList h3{margin-bottom:6px;color:var(--ink)}
.postList a:hover h3{color:var(--brand-700)}
.postList p{color:var(--muted);font-size:.9375rem;margin:0;max-width:72ch}
.postMeta{font-size:.8125rem;color:var(--muted);white-space:nowrap}
.articleMeta{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.875rem;color:#9DB4CC;margin-bottom:0}
.articleMeta a{color:#CFE0F0}
.toc{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin-bottom:36px}
.toc b{display:block;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.toc ol{margin:0;padding-left:1.2em;font-size:.9375rem}
.toc li{margin:.3em 0}

/* ---------- Footer ---------- */
.footer{background:var(--ink);color:#A9BED4;font-size:.875rem;padding:clamp(40px,5vw,60px) 0 28px}
.footer a{color:#CFE0F0;text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.footer__grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:32px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.12)}
.footer h4{color:#fff;font-family:Inter,sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;margin-bottom:14px}
.footer ul{list-style:none;padding:0;margin:0}
.footer ul li{margin:.55em 0}
.footer .brand__name{color:#fff}
.footer .brand__sub{color:#8CA3BC}
.footer__legal{padding-top:24px;display:grid;gap:14px}
.footer__legal p{margin:0;font-size:.8125rem;color:#8CA3BC;line-height:1.6;max-width:96ch}
.footer__bottom{display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:space-between;align-items:center;font-size:.8125rem;color:#8CA3BC;margin-top:10px}
.orgLine{color:#C6D6E6}

/* ---------- Cookie banner ---------- */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:150;max-width:620px;margin-inline:auto;background:#fff;border:1px solid var(--line-strong);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:22px 24px;display:none}
.cookie[data-open="true"]{display:block}
.cookie h4{margin-bottom:6px;font-size:1rem}
.cookie p{font-size:.8125rem;color:var(--muted);margin-bottom:16px;line-height:1.55}
.cookie__actions{display:flex;flex-wrap:wrap;gap:10px}

/* ---------- Misc ---------- */
.muted{color:var(--muted)}
.small{font-size:.8125rem}
.center{text-align:center}
.mt0{margin-top:0}.mb0{margin-bottom:0}
.mt24{margin-top:24px}.mt32{margin-top:32px}.mt40{margin-top:40px}
.divider{height:1px;background:var(--line);margin:28px 0}
.badge{display:inline-flex;align-items:center;gap:6px;padding:5px 11px;border-radius:6px;background:var(--surface-2);border:1px solid var(--line);font-size:.75rem;font-weight:600;color:var(--brand-700);letter-spacing:.02em}
.notFound{padding:clamp(60px,10vw,120px) 0;text-align:center}
.notFound h1{font-size:var(--step-5)}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .nav a{padding:8px 9px;font-size:.9rem}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:900px){
  .navToggle{display:flex}
  .nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:2px;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);padding:14px var(--gutter) 20px;display:none}
  .nav[data-open="true"]{display:flex}
  .nav a{padding:13px 12px;min-height:46px;display:flex;align-items:center}
  .nav a.isActive::after{display:none}
  .headerCta{margin:10px 0 0;flex-direction:column;align-items:stretch}
  .headerCta .btn{width:100%}
  .lang{margin:12px 0 0;padding:12px 0 0;border-left:0;border-top:1px solid var(--line);justify-content:center;gap:6px}
  .lang a{padding:10px 16px}
  .header__inner{position:relative}
  .hero__inner{grid-template-columns:1fr}
  .hero h1{max-width:100%}
  .split,.ctaBand__inner{grid-template-columns:1fr}
  .ctaBand .btnRow{justify-content:flex-start;margin-top:22px}
  .grid--3,.grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
  .sticky{position:static}
}
@media (max-width:640px){
  :root{--gutter:16px}
  .grid--2,.grid--3,.grid--4{grid-template-columns:1fr}
  .steps,.steps--2col,.steps--3col{grid-template-columns:1fr}
  .fieldRow{grid-template-columns:1fr}
  .heroFacts{grid-template-columns:1fr}
  .bio{grid-template-columns:1fr}
  .bio__photo{width:150px;height:188px}
  .creds li{grid-template-columns:1fr;gap:3px}
  .footer__grid{grid-template-columns:1fr}
  .postList a{grid-template-columns:1fr;gap:8px}
  .cookie{left:10px;right:10px;bottom:10px;padding:18px}
  .cookie__actions .btn{flex:1 1 auto}
}
@media print{
  .header,.footer,.cookie,.ctaBand,.formCard,.navToggle{display:none !important}
  body{color:#000}
  a::after{content:" (" attr(href) ")";font-size:.75em;color:#555}
}

/* ---------- Gold hairline rule (brand device) ---------- */
.rule{width:64px;height:2px;background:var(--gold);border:0;margin:0 0 22px}
.rule--center{margin-inline:auto}
.section--ink .rule,.hero .rule,.pageHead .rule,.ctaBand .rule{background:var(--gold)}
.kicker{font-family:'Source Serif 4',Georgia,serif;font-size:var(--step-2);color:var(--ink);line-height:1.35}
.section--ink .kicker{color:#fff}

.bio:not(:has(img)){grid-template-columns:1fr}
