Notes on the regulatory questions clients actually bring us. Written for people running a business, not for other lawyers — every piece states what changed, who it affects and what to do about it.
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MiCA after the transitional period: what changed on 1 July 2026
The grandfathering window closed with no extension. What that means for firms still operating without authorisation, and the three routes that remain into the EU market.
2026-08-09 · 9 min read -
Banking onboarding for regulated digital business: why banks say no
Refusals are rarely about the business. They are about six questions a compliance officer has to close, and a file that does not close them.
2026-08-09 · 8 min read -
Choosing a licensing regime: a comparison framework
A method for deciding between regimes that starts with your markets and payment rails rather than with a table of state fees.
2026-08-09 · 10 min read
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